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Data Engine

Data Engine

The DataView360TM Data Engine was developed to ease the integration with external and internal data sources, such as credit bureaus, fraud and ID verification providers. The software product is configurable to allow our customers to pick and choose the data they require within their processes for instant decisioning.

DataView360TM is a web-services application that is easily integrated within existing infrastructure or external environments. The DataView360TM Data Engine has emerged as an essential tool for effective and dynamic risk management practices.

Used to access, interrogate and integrate data with any host or proprietary systems, the Data Engine is equally ideal for users who need to enhance their legacy systems as well as those looking for a modular full-scale solution.

The Data Engine is pre-configured to access over 80 worldwide data sources including all US, Canada and UK credit bureaus, as well as a comprehensive list of alternative sources for both business and consumer data needs.

The Data Engine is comprised of three primary components of functionality, each with a unique role. 

  • 1

    Connectivity
    Connects to application front-ends, marketing websites, loan management platforms, internal customer databases, and third party data bureaus. 

  • 2

    Data aggregation & normalisation
    Normalise data, generates credit bureau attributes and performs calculations. 

  • 3

    Processing
    Implement objects (instructions) in logical sequences and flows. All modern systems today require a data engine that is scalable and comprehensive, yet economical.